AUSTRALIA’S PREMIER CAR INSURANCE SPECIFICALLY DESIGNED FOR RIDE-SHARE AND FOOD DELIVERY DRIVERS
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Underwritten by Mercurien

How we help your business

Comprehensive motor vehicle insurance designed for rideshare drivers
Whether you’re new to ridesharing, or you’ve already begun and are looking to save costs on your overheads, you no longer need two separate policy types for your motor vehicle insurance.
Insurance Cover
Our comprehensive motor vehicle insurance covers private use, food delivery and rideshare activities in one. With pay-by-the-month options, there’s no need to risk it! See inclusions >
Your package includes:
  • Damage to your vehicle
  • Damage to someone else’s vehicle
  • Australia-wide roadside assistance
  • Accidental damage 
  • $20,000,000 liability cover
  • Fire
  • Vandalism and malicious damage
  • Theft and attempted theft
  • Damage from natural weather events
  • Optional windscreen replacement 
  • Optional hire car in the event of an accident
Crash-prevention Coaching
Delivered via SMS or email, you're periodically sent micro-videos containing important safety tips and feedback. But never when you're driving!  More >
Mercurien, our insurer partner sends these tips to:
  • Help keep you and your passengers safe.
    Less crashes means fewer excess payments!
  • Help reduce your fuel consumption through coaching tips, lowering your fuel expenses.
Rapid Claims Processing
If your vehicle is involved in a crash then Ride Protect will help get it back on the road as soon as possible. More >
We've partnered with an industry leading claims service called Hello Claims. Their claims portal is easy to use and gives you peace-of mind. You can:
  • Log on 24/7 to see the progress of repairs and communicate with the repairer and Ride Protect.
  • Choose to receive SMS and/or emails on your vehicles repair progress.
Accidents and Breakdown
Accidents and breakdowns cost you time and money – a vehicle that’s off the road can’t generate you revenue. More >
At no extra cost, a Ride Protect insurance policy:
  • Gives you access to cutting-edge tools.
  • Helps improve safety and minimise vehicle downtime in the event of a crash or breakdown.
For more information please read the Product Disclosure Statement (PDS)

365 driveX program

We've deployed the latest technology so there's always a 'roadside guardian'
in the palm of your hands.

How? you may ask...
365 driveX 'smart technology' taps into your phones' already switched on geo-intelligence to protect you against unforeseen incidents by recounting your travel times and logging your passengers journey from A to B.
Free to download when you purchase your policy
Roadside Assistance
Roadside help, done differently!
There's no lengthy wait times over the phone. To access help 24/7 simply tap and follow the apps prompts, answering the questions and you'll have a service provider to you quickly. See inclusions  >
Roadside Assistance Inclusions*
  • Unlimited call outs
  • Flat tyre
  • Jump start
  • Replacement battery supply
  • Towing (limits apply) 
  • Technical advice
  • Accident co-ordination
  • Emergency fuel supply (up to $10) 
* View your policy details for full terms and conditions >
365 driveX App
Nowadays most people keep a dashcam in their car to record accidents or acts of road rage on the road. It can be a costly item and a little invasive. 
For your safety we've introduced the 365 driveX program. More >
The app intuitively:
  • Just like your mobile phone map guidance or Rideshare apps, stores your personal profile for easy access to claims guidance if you are in an accident.
  • Will detect an event or accident to help keep you safe and get you back on the road faster.

We don't visually record an incident, however, when activating your 365 driveX App, your drive is logged.
Rewards coming soon...
Soon to be released, the program will give you access to some of the biggest national brand names, great savings with over 3,500 benefits.
More >
Earn and save!
If you enjoy dining out in Australia's favourite restaurants, travelling to some of the most popular tourist destinations, exploring museums and galleries, or simply a quiet night at the cinema, then you will benefit from our rewards program.

When released, you'll be able to access via the Roadside Member Portal and 365 driveX app.

Why risk it, Ride Protect it!
Platform insurance guidelines
Find out more about general ridesharing service requirements

Thinking of making the switch?